Health Savings Account Contribution Limit Expected to Rise in 2013: Analysis

By Jerry Geisel

Apr. 17, 2012

The maximum contribution that can be made to health savings accounts in 2013 is expected to rise slightly, according to Mercer L.L.C. projections.

Mercer projects that the maximum contribution that can be made to an HSA in 2013 will be $3,250 for employees with single coverage, up from $3,100 this year. The maximum HSA contribution for those with family coverage is projected to be $6,450, up from $6,250 this year, Mercer said last week in a newsletter.

Increases in the HSA limits are tied to changes in the cost of living.

The Internal Revenue Service is expected to publish the official HSA contribution limits next month.

As of Jan. 1, 2011, 11.4 million people were covered by HSAs, up from 10 million in 2010, according to a survey by Washington-based America’s Health Insurance Plans.

Jerry Geisel writes for Business Insurance, a sister publication of Workforce Management. To comment, email

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Jerry Geisel writes for Business Insurance, a sister publication of Workforce Management.

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