Reform Law Could Extend Coverage to 13.7 Million Young Adults, Report Says

By Staff Report

May. 24, 2010

As many as 13.7 million uninsured young adults could qualify for health coverage under several provisions of the health care reform law, which would alleviate medical debt for this age group, according to the Commonwealth Fund.

Health insurers are required to extend dependent coverage to people up to age 26 for all individual and group policies, starting this September, though many insurers have already begun offering this benefit. This provision could cover 1.2 million young adults next year, of whom 650,000 are uninsured and 550,000 have individual coverage, according to the report.

Expanded Medicaid eligibility, starting in 2014 under the health reform law, could provide coverage for up to 7.1 million uninsured young adults, the Commonwealth Fund said. Also that year, insurance exchanges and premium subsidies could help more young adults gain coverage, the report said.

An end to the practice of gender rating, under the reform law, could help young women get affordable coverage, according to the fund.

“The affordability issue is significant for this age group,” said Sara Collins, vice president for affordable health insurance for the Commonwealth Fund.

Some 76 percent of uninsured young adults went without needed medical care because of costs last year, and about 60 percent of uninsured in this age group had trouble paying medical bills, according to a national phone survey conducted by the Commonwealth Fund in May and June 2009 of about 2,000 young adults nationwide.

By Rebecca Vesely of Modern Healthcare, a sister publication of Workforce Management. To comment, e-mail

Stay informed and connected. Get human resources news and HR features via Workforce Management’s Twitter feed or RSS feeds for mobile devices and news readers.


blog workforce

We build robust scheduling & attendance software for businesses with 500+ frontline workers. With custom BI reporting and demand-driven scheduling, we help our customers reduce labor spend and increase profitability across their business. It's as simple as that.

Book a call
See the software

Related Articles

workforce blog


Minimum Wage by State in 2022 – All You Need to Know

Summary The federal minimum wage rate is $7.25, but the rate is higher in 30 states, along with Washing...

federal law, minimum wage, pay rates, state law, wage law compliance

workforce blog


California’s push for a 32-hour workweek explained, and how to prepare

Summary: California is considering a 32-hour workweek bill for businesses with over 500 staff 4 day wee...

32 hour workweek, 4 day workweek, california, legislature, overtime

workforce blog


A business owner’s guide to restaurant tipping law

Business owners in the restaurant industry are in a unique position when it comes to employee tips. As ...

restaurants, tip laws, tipping